VAREP Publications
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Military Financial Literacy Act – H.R. 8056 ǀ NDAA Amendment #143 ǀ S. TBD
The Military Financial Literacy Act (MFLA) of 2026 is bipartisan legislation to expand credentialed, personalized financial and housing counseling to members of the Armed Forces serving on active duty and those transitioning from military service.
VA HOME LOAN NAVIGATOR ACT – H.R. 9404 ǀ S. TBD
The VA Home Loan Navigator Act is bipartisan legislation that establishes a system of independent, accredited borrower support services to help servicemembers and veterans effectively use and retain their VA Home Loan benefit.
2025 Homebuyers Privacy Protection Act (H.R. 2808):
VAREP supported the H.R. 2808, which limits the sale of mortgage “trigger leads,” protects prospective homebuyers’ financial privacy and ensures servicemembers and veterans are safer from unsolicited solicitations when exploring housing finance.
2025 ROAD to Housing Act (S.2651):
VAREP endorsed this landmark bipartisan housing package, the first comprehensive housing reform in over a decade. The Act boosts housing supply breaks down homeownership barriers, and strengthens program accountability all directly advancing veterans’ housing stability and financial readiness. It also incorporates key provisions aligned with the Veterans Affairs Loan Informed Disclosure (VALID) Act (Sec. 601 & Sec. 602).
2019 Blue Water Vietnam Navy Act:
Revised funding to protect bonus entitlements, maintain VA Funding Fee waivers for disabled veterans, and extend benefits to Purple Heart recipients on active duty.
2019 NDAA Amendment:
Collaborated to mandate financial literacy training for service members.
2019 Economic Growth Act:
Close VA Refinance Program loophole, ending predatory lending against veterans.
2019 Protecting Affordable Mortgages for Veterans Act:
Corrected an oversight that disqualified over 3,000 VA loans.
2020 URLA Update:
Modified the Universal Residential Loan Application to include a military service question, simplifying veteran identification in home loan applications.
2020 Veteran Home Loan Disaster Recovery Act:
Contributed to legislation allowing new VA loans for homes damaged by major disasters.
JUNE 26, 2025
House of Veterans Affairs Committee (HVAC) Roundtable
VA Foreclosures, H.R. 1815, VA Loan Awareness
View Video - https://www.youtube.com/watch?v=uTtyNETL8Jk&t=599s
January 17, 2025
Joint Industry Advocacy Letter to Congress
Veterans Affairs Servicing Purchase Program (VASP)
View Letter - https://varep.org/wp-content/uploads/2025/01/Joint-Industry-Advocacy-VASP-011725.pdf
SEPTEMBER 11, 2024
Housing Counseling Federal Advisory Committee
Expanding HUD Financial Counseling & Housing Services To Servicemembers & Veterans
VAREP Statement of Record - https://varep.org/wp-content/uploads/2025/01/HUD-Counseling-Speech-v2.pdf
View Video – https://vimeo.com/1050962607/e95a291402
September 11, 2024
