Services
On Demand Fee-For-Service Schedule - Click here for VAREP On-Demand Services Policies, Disclosures, & Disclaimers
|
Service Component |
Fee |
Service Deliverables |
|
Intake, Analysis & Action Plan |
$100 (non-refundable) |
Up to 90 minutes: intake processing, counselor review, personalized action plan |
|
Monthly Counseling Plan |
$75/month |
Up to 90 minutes per month (counseling + admin support); billed monthly |
|
Additional Counseling Time |
$50/hour |
Optional, if client exceeds monthly allotment; subject to availability |
|
Soft Tri-Merge Credit Report |
$33/report |
HUD-allowable pass-through cost (no score impact, no markup) |
On Demand Service Menu
Certain services and associated fees are subsidized through agreements with funders. Clients who qualify under such programs will receive services and fee structures in accordance with the applicable funder program guidelines.
|
Service Type |
Description |
Fees |
|
Financial/Credit/Debt Management Counseling |
Budgets, debt management, Dispute errors, & repayment strategies. |
$100 Intake + $33 Credit Pull + $75/month |
|
Pre-Purchase Homebuyer Counseling |
One-on-one mortgage readiness and affordability planning. |
$100 Intake + $33 Credit Pull + $75/month |
|
Post-Purchase Homeowner Counseling |
Long-term ongoing homeowner budgeting and stability. |
$100 Intake + $33 Credit Pull + $75/month |
|
Rental Counseling |
Lease reviews, tenant rights, renter budgeting. |
$100 Intake + $33 Credit Pull + $75/month |
|
HUD Homebuyer Education Cert. Course |
Online ($99) or live group ($250) course with HUD certificate (often required for DPA). |
$99 (online) / $250 (live) + $33 Credit Pull |
|
HECM (Reverse Mortgage) Counseling |
Program understanding + HUD-required reverse mortgage certificate |
$200.00 Flat Fee for up to 2 sessions. |
|
VA Home Loan Benefit Casework |
Assistance with COE, MPRs, Tidewater, and buyer commission. |
$100 Intake + $33 Credit Pull + $75/month |
|
TAP Financial & Housing Counseling (Military Only) |
Transition action plan, 12-month snapshot, VA benefit referrals. |
$100 Intake + $33 Credit Pull + $75/month |
|
Foreclosure & Eviction Prevention |
Loss mitigation, loan workouts, servicer representation. |
No Cost to Client |
|
SCRA/MLA Support (Military Only) |
Rights under the Servicemembers Civil Relief Act. |
No Cost to Client |
|
Fair Housing Support Counseling |
Education and assistance in reporting violations. |
No Cost to Client |
|
Disaster Recovery Counseling |
Disaster-related support. |
No Cost to Client |
|
Homelessness Prevention Referrals |
Referrals to HUD-VASH, SSVF, 211, community resources. |
No Cost to Client |